Payment processing has never been so simple
Advantage Payroll Services and Bluefin Payment Systems have partnered to provide customers an exclusive discount on payment processing through Bluefin’s premier payment gateway, which includes:
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POS and E-commerce solutions»
Debit and credit card processing»
ACH and electronic check services
And all solutions are backed by dedicated customer service and some of the lowest processing rates in the industry.
Bluefin Payment Systems specializes in programs that are tailored to fit your business' industry and volume. And with Bluefin's PriceSimple program, what you see is what you get: one fixed monthly fee and fixed rates for bank card transactions.* Advantage Payroll customers that switch to Bluefin Payment Systems can save an average of 10-40% with PriceSimple!
Frequently Asked Questions
*A charge of 0.25% will be added to Premium and Reward credit card transactions because of the higher cost of processing these cards through Visa and MasterCard. Fees for international transactions done through MasterCard and Visa will be added to the transaction amount. Charge-back and retrieval fees are still applied at the fee that will be defined in your merchant processing agreement. PriceSimple pricing is for bank card only. ACH transactions are not included in this pricing grid.
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PriceSimple
PriceSimple is suited for U.S. merchants that process up to $25,000 in transactions per month. Custom plans are available for businesses with over $25,000 in monthly processing volume and for Canadian businesses.
- 1.79% + $0.25 Swipe rate
- 2.79% + $0.25 Non-swipe Rate
- $19.95 Monthly Fee
- NO Application, Setup or Termination Fee
- NO Monthly Statement Fees
- NO Monthly Minimums
- FREE Virtual Terminal
- FREE PCI Compliance Assistance Program
Frequently Asked Questions
Who is Bluefin Payment Systems?
Advantage Payroll has partnered with Bluefin Payment Systems (http://www.bluefin.com/) to provide our clients a customized Payment Processing Solution that features a suite of payment options for your office, including Credit/Debit Card acceptance, Recurring/Automated Billing, and Automated Clearing House (ACH) processing.
Some of the benefits of electronic payment processing for your business include:
- Cash flow acceleration: Get paid sooner and in full.
- Reduce operating costs: Eliminate the high cost of collecting outstanding receivables.
- Increase client acquisition/retention: Allow clients to pay office fees over time
- More billing options and convenience for your clients: Enable online bill pay and scheduled payment plans a debit card or a credit card.
You can start processing in just a few days. Simply click on “Get Started” below to begin the merchant application process. If you have additional questions, you can contact a Payment Processing Specialist directly at 800-675-6573 or support@bluefin.com.
What kinds of payment products are available to my office?
Through Bluefin Payment Systems, you will get:
- Credit Card & Debit Card Acceptance: Enables you to accept all major cards such as Visa®, MasterCard®, American Express® and Discover®
- Recurring Billing: Automatically secures payments from your clients based on a cycle that you determine.
With Bluefin Payment Systems, you can accept payments at the point of sale (POS) with a swipe device or online through a virtual terminal, which is a credit card interface that you can use on your PC or laptop.
What are the fees for a merchant account?
- Monthly Fee: $19.95
- No setup fee
- No application fee
- No activation fee
- No monthly minimums
- No annual fees
- Free point of sale device or online virtual terminal
- Swiped transaction fee at 1.79% and $0.25; non-swiped (key-entered) transaction fee at 2.79% + $0.25 *
* A charge of 0.25% will be added to Premium and Reward credit card transactions because of the higher cost of processing these cards through Visa and MasterCard. Fees for international transactions done through MasterCard and Visa will be added to the transaction amount. Charge-back and retrieval fees are still applied at the fee that will be defined in your merchant processing agreement.
Is there a service contract?
There is no service contract required, no set up fee and no cancellation fee.
How do I apply for a merchant account with Bluefin Payment Systems?
Please fill out the form at the bottom of this page to start the process.
What kind of information do I need to provide for the application?
The information you will need to provide is very basic and will include your business name, address, Tax Identification Number (TIN), actual or projected dollar processing volume per month, and how long you have been operating. Additionally, if you already have a merchant account from another provider and would like to switch completely to a Bluefin merchant account, you will be asked for the previous three months of processing statements. In addition to the statements, a preprinted, voided check is required for your bank account to ensure funds are deposited to the correct account. If you do not have a preprinted check, a letter from your bank outlining account details including name on account, routing/account number, will be sufficient.
Do you need a credit check and/or my financials as part of the set up process?
Yes, credit checks are required by Visa and MasterCard and are necessary to determine if the business owners are financially sound. Additionally, if you plan to process over $50,000 in transactions per month and/or have an average transaction size of $2,500 or more, one year of complete CPA prepared/Audited financials may be required. In some cases, two years of the most recent CPA/Audited financials may be needed depending on credit of signer, years in business and projected volume levels. Bluefin Payment Systems extends virtually unlimited lines of credit when a merchant account is set up. Financial stability is the most critical component of the approval process.
When do I receive notification that my account has been activated?
Once your application is submitted to a Payment Processing Specialist, it will be reviewed by the Underwriting Department for approval. Once it has passed through underwriting, you will be notified that your merchant account application has been accepted. Your Payment Processing features will be live and ready for use within 3-5 business days from the time of underwriting approval.
How and when do I receive my funds?
The funds from your transactions are deposited directly into your business bank account you specify on your merchant application. Visa/MasterCard/Discover deposits will normally be deposited in 2 business days. American Express in 3-4 business days.
Will I be trained on how to use the payment gateway?
Yes, once your account has been approved, a Bluefin representative will make an appointment with you to train you on how to use all the features of the payment gateway.